Two attorneys who represent CFIDS/CFS/ME and FM patients filing for long-term disability offer detailed advice on how best to navigate the claims process - how you and your doctor should document your disability as well as your interactions with the insurance company.
We wish to highlight one point made in the article about not taking a Functional Capacity Evaluation ordered by the insurance company, even if the test is not required in the policy. Before refusing a company request, it is usually best to consult an experienced attorney as to the consequences of such a refusal.
The Massachusetts CFIDS/ME & FM Association makes no recommendation regarding the use of professionals whose articles are linked to our site. Read the full article.